FAQs

Can I qualify to apply if not having anything in my name to pledge against the loan amount?
Yes, for sure! There is no obligation of placement of an asset as collateral to the lender against the borrowed money involve. All loan plans arranged by us comes with collateral-free facility.

Can I eligible to get funds for small cash troubles with poor credit score?
Yes, of course! People with bad credit history are welcome to apply. All your past defaults are totally acceptable. If you have stable income and have ability to repay it on time, then loan application will surely get approved without any obligation.

How can I apply with Loans Bad Credit?
Applying with us is really a very easy, smooth and fast process. To apply with us you just have to fill up a simple online application form with minimal details and submit it to us.

When can I get an approval?
The moment to qualify on basic eligibility grounds, we will get back to you with prompt response. Choose the best deal of your choice and get ready to receive funds in your bank account directly within few hours of applying.

Will you charge high processing fee?
Our application form is absolutely free of cost and provided with no obligation.

How much I can borrow?
Upon approval you will be able to derive much required finance up to NZ$1,000, as per your current financial standing and ability to repay the loan.

Can I use offered loan amount for any purpose?
Yes, of course you can. There is no restriction on usage of loan amount. You can happily use offered loan amount for any short term financial purposes.

What if I need more information?
If you need additional information or have any doubts then you can feel free to contact us at anytime. We offer 24X7 services so there is no time constraint problem.

Representative Example
$275 borrowed for 28 days.
Annual interest rate of 359.40%
Total amount repayable by
one repayment is $357.36.
2610.15% APR Representative.